Trip Insurance

Why Travel Insurance Matters 🧳✨

Protect Your Trip—and Your Peace of Mind

Travel is exciting, inspiring, and sometimes… unpredictable. That’s why travel insurance is an essential part of every trip I plan.

Whether you’re heading across the country or across the ocean, travel insurance helps protect your investment and supports you when the unexpected happens. Because while we always plan for smooth sailing, life doesn’t always go according to itinerary.

Here are just a few examples of how travel insurance can save the day:

  • ✈️ Flight Delayed? If your flight is delayed overnight, travel insurance can reimburse you for the cost of an unexpected hotel stay, meals, and transportation.
  • 🔄 Missed a Connection? If a delay causes you to miss your cruise departure or a scheduled excursion, insurance can help cover the cost of missed tours or activities—and even assist with rebooking.
  • 🧳 Baggage Delayed or Lost? If your luggage doesn’t arrive when you do, coverage can help pay for the essentials like clothing, toiletries, or even replacing a lost suitcase.
  • 🚑 Medical Emergencies Abroad? If you need urgent medical care while traveling—especially outside your home country—insurance can help cover treatment costs and even emergency transportation.

Beyond financial protection, many policies include 24/7 emergency assistance services to help you navigate challenges while you’re on the go.

🛡️ Covered Reasons for Trip Cancellation

Travel insurance typically covers trip cancellations due to unforeseen events, such as:

  • Serious Illness, Injury, or Death: If you, a traveling companion, or a family member becomes seriously ill, injured, or passes away before your trip, you may be eligible for reimbursement.
  • Natural Disasters or Severe Weather: If a natural disaster or severe weather event renders your destination uninhabitable or prevents you from reaching it, coverage can help recover your non-refundable expenses.
  • Legal Obligations: Being called for jury duty or subpoenaed as a witness can also be covered reasons for trip cancellation.
  • Employment Issues: Unexpected job loss or being called into work during your scheduled trip dates may qualify for coverage.
  • Quarantine or Epidemic-Related Cancellations: If you contract a contagious disease like COVID-19 before your trip, or are quarantined due to exposure, you may be eligible for trip cancellation benefits.

These are just a few examples; specific covered reasons can vary by policy. It’s important to review your travel insurance policy to understand the full list of covered events.

As your travel advisor, I’m here to help you understand your options and choose the plan that fits your trip, your needs, and your peace of mind.

Have questions about coverage? Let’s chat before you book!